Privacy Policy

Last update: Aug. 7, 2025, 5:53 p.m.

Privacy Policy

Last updated: August 7, 2025

[Your Application Name] ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website, mobile applications, and services (collectively, the "Services"). By using the Services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information you provide directly and information generated through your use of the Services, including:

1.1. Account Information

  • Nickname: A name or alias you choose, which does not require your real name or personal details.
  • Email Address: Used for account management and communication.
  • Optional Information: Details such as occupation, gender, birthdate, location, currency preferences, and WhatsApp numbers, if provided.
  • Account Data: Information related to expense reports, recurring transactions, audio uploads (up to 60 seconds or 2 files per day for Free Plan; 600 seconds or 50 files for Premium Plan), and text messages (up to 15 messages or 1,000 characters per day for Free Plan; 150 messages or 10,000 characters for Premium Plan).

1.2. Usage Information

  • Activity Data: Interactions with the Services, such as generating expense reports or setting recurring transactions (Premium Plan only).
  • Device Information: IP address, browser type, operating system, and device identifiers.
  • Cookies: We use cookies to enhance your experience, as detailed in our Cookie Policy.

1.3. Automatically Collected Information

  • Analytics: We collect anonymized data to understand how users interact with the Services, such as page views and feature usage.
  • Advertisements: Free Plan users may see ads, and we collect data to serve relevant advertisements.

2. How We Use Your Information

We use your information to: - Provide and improve the Services, including account management, expense reporting, and transaction processing. - Communicate with you, such as sending account-related notifications or responding to support inquiries. - Personalize your experience, such as applying your preferred currency or location settings. - Analyze usage patterns to enhance functionality and user experience. - Serve advertisements to Free Plan users (Premium Plan users may opt out). - Comply with legal obligations and protect the security of the Services.

3. How We Share Your Information

We do not sell your personal information. We may share your information in the following cases: - Service Providers: With third-party providers who assist with hosting, analytics, or payment processing, under strict confidentiality agreements. - Legal Requirements: When required by law, such as in response to a court order or legal process. - Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to a successor entity. - Aggregated Data: We may share anonymized or aggregated data for analytics or reporting purposes.

4. Data Retention

  • Account information is retained for as long as your account is active. Upon account deletion, your user account is removed, but associated account data (e.g., expense reports) may be retained for administrative purposes, with the user reference set to null.
  • Usage and analytics data may be retained in anonymized form for statistical analysis.

5. Your Choices

  • Account Information: Update your nickname, email, or other details via the Account Management section.
  • WhatsApp Numbers: Add or remove numbers in the settings.
  • Advertisements: Premium Plan users can opt out of ads; Free Plan users will see mandatory ads.
  • Account Deletion: Delete your user account at any time. Note that some account data may persist for administrative purposes, as described in our Terms of Service.

6. Security

We implement reasonable technical and organizational measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

7. International Data Transfers

Your information may be processed in [Your Jurisdiction, e.g., the United States] or other countries where our servers or service providers are located. We ensure appropriate safeguards for international data transfers in compliance with applicable laws.

8. Children's Privacy

The Services are not intended for users under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy periodically. Significant changes will be communicated via the Services or by email. The "Last updated" date at the top reflects the latest version.

10. Contact Us

For questions or concerns about this Privacy Policy, please contact us at: - Email: support@[yourdomain].com - Address: [Your Company Address]

By using the Services, you acknowledge that you have read and understood this Privacy Policy.

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